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Children Savings

CRISPY children’s savings is intended for the youngest Intesa Sanpaolo Bank savers, which provides you as a parent with the opportunity to start investing in your children’s future on time. 
In addition to being able to save the money you will need to finance your child’s education, field trips, purchase of a car when he/she reaches that age or to fulfill other plans and desires, saving money at our Bank helps your child to learn how to save and responsibly dispose of his/her money at an early age. 
Intesa Sanpaolo Bank provides two saving models for the youngest savers:

  • A'vista savings account- children’s savings in KM and EUR currencies
  • General purpose time deposit with a premium – children’s savings in KM and EUR currencies

Children’s savings models

  • A'vista savings account- children savings in KM and EUR currencies

A'vista savings account- children’s savings is a type of savings without a fixed term and with always available funds for natural persons, minors younger than 18. 
The minimum amount on the savings-children’s account is 10,00 KM or 5,00 EUR. 
The Bank calculates interest in KM and EUR currencies, which is accrued to the funds on children’s savings account upon expiration of each calendar year.

Štedni dječiji ulozi  
Valuta depozita KM i EUR  
Štedni ulozi po viđenju
"CRISPY" Dječija štednja  
NKS EKS*
0,20 0,20
  • General purpose time deposit with a premium – children’s savings in KM and EUR currencies

General purpose time-deposit with a premium – children’s savings is a type of long-term installment savings for natural persons, minors younger than 18, where through regular monthly payments one gains the right to premium calculated in relation to the interest on deposit. 
The minimum amount of monthly payment is 10,00 KM or 5,00 EUR. 
In addition to regular interest the Bank also calculates premium. The premium is calculated upon the expiration of deposit term on the amount of total interest calculated. The premium rate is fixed, calculated upon the expiration of deposit term on the amount of interest calculated, depending on deposit term.
Deposit terms may be: 13 months, 24 months, 36 months, 48 months, 60 months, 72 months, 84 months and 96 months with variable interest rate:

Promjenjiva kamatna stopa u valuti KM

Rok oročenja

Iznos depozita 

NKS EKS* Premija %
13 mjeseci

Svi iznosi

1,70 1,80 6,00
24 mjeseca

Svi iznosi

1,90 2,03 7,00
36 mjeseci

Svi iznosi

2,50 2,70 8,00
48 mjeseci

Svi iznosi

2,70 2,92 8,20
60 mjeseci

Svi iznosi

2,90 3,14 8,50
72 mjeseca

Svi iznosi

3,00 3,25 8,60
84 mjeseca

Svi iznosi

3,10 3,36 8,80
96 mjeseci

Svi iznosi

3,20 3,47 9,00

Promjenjiva kamatna stopa u valuti EUR

Rok oročenja

Iznos depozita 

NKS EKS* Premija %
13 mjeseci

Svi iznosi

1,70 1,80 6,00
24 mjeseca

Svi iznosi

1,90 2,03 7,00
36 mjeseci

Svi iznosi

2,70 2,91 8,00
48 mjeseci

Svi iznosi

2,90 3,13 8,20
60 mjeseci

Svi iznosi

3,10 3,35 8,50
72 mjeseca

Svi iznosi

3,20 3,46 8,60
84 mjeseca

Svi iznosi

3,30 3,57 8,80
96 mjeseci

Svi iznosi

3,40 3,68 9,00

* U izračun Efektivne kamatne stope (EKS) ulazi visina nominalne kamatne stope i visina pripadajuće premije.

 Preuzmite Informativni list za dječiju štednju


How to open an account?

One parent (legal representative) or guardian opens a children’s savings account on behalf of a minor child on the basis of signed Agreement on Children’s Savings in KM and/or EUR Currencies.

Which documents are needed to open a children’s account?

For legal representative (a parent):

  • a valid ID document
  • a copy of Certificate of Residence (CIPS)

For guardian:

  • a decision by a social services center appointing him/her as a guardian
  • a valid ID document
  • a copy of Certificate of Residence (CIPS)

For minor child:

  • a birth certificate or copy of a valid ID document  

Start saving for your child’s future! 


For more information contact us at:

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