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Step-by-step savings

Step-by-step savings is a type of time-deposit savings in KM and EUR currencies with a minimum deposit of 500,00 KM or 250,00 EUR, agreed for the period of 5 years.
This type of time-deposit savings is intended for those clients who wish to save, while at the same time they want their interest rate to increase every year through the duration of time-deposit.

Deposit terms

Deposit amount

NKS

EKS*

12 months

All amount

1,50

1,50

24 months

All amount

2,00

2,00

36 months

All amount

2,50

2,50

48 months

All amount

3,00

3,00

60 months

All amount

3,50

3,50

*Effective interest rate is equal to the nominal interest rate.

How to agree on step-by-step savings?

A natural person deposits funds on the basis of a signed Agreement on step-by-step savings in KM and/or EUR currencies. 
In order to open a savings account you need a copy of a valid ID document and a copy of a residence certificate (CIPS).

For more information contact us:

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