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Loans for tradesmen

Benefits

Short-term loan

Loans for tradesmen are intended for keeping short-term liquidity of your manual trades.

Overdraft

Overdraft is financial instrument intended for short-term financing of company’s business activity.

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Loans for tradesmen

Loans for tradesmen are intended for keeping short-term liquidity of your manual trades, and for improving your competitive position in the market, as well as for financing permanent working capital. Depending on your financial indicators and needs, Intesa Sanpaolo Banka offers you:

Loans for permanent working capital

    • For financing of purchase of supplies, raw material, obligations to suppliers, seasonal activities, and permanent working capital.
    • Loan is returned in equal monthly annuities until contracted maturity, maximum up to 24 months.
    • Fast access to necessary funds.
    • You can agree on credit-financing conditions personally with the Bank.

Allowed overdraft on transaction account (Overdraft)

    • Overdraft loan is intended for short-term financing of business activity. Overdraft loan offers you possibility to pay your short-term obligations without being disturbed with the approved funds that are allowed as minus on current account.
    • Funds are always available on your transaction account and you use them according to your needs.
    • The return of loan is made automatically by income on your transaction account in the whole time period in which the loan is approved.
    • Maximum deadline for which loan is approved is 12 months.

For more information contact: