General-purpose loans
General-purpose loans give you the following possibilities and benefits:
- Fixed interest rate until the last installment
- Without upfront fee
- Loan amount up to 50.000 KM
- Repayment deadline up to 10 yearsy
General-purpose loan with insurance policy
For a repayment period of 5 years, FIXED NIR from 3.99% (EIR 5,67%)*
| Amount KM | 3 years | 5 years | 7 years | 10 years |
|---|---|---|---|---|
| 10.000 | 307 | 196 | 149 | 114 |
| 20.000 | 600 | 378 | 288 | 218 |
| 30.000 | 886 | 552 | 424 | 321 |
| 40.000 | 1181 | 736 | 565 | 428 |
| 50.000 | 1476 | 921 | 711 | 535 |
* Effective interest rate (EIR) for general-purpose loan is calculated with fixed interest rate, to the maximum amount 50.000 KM and repayment deadline 60 months. Calculation of effective interest rate includes all costs which the loan beneficiary might bear (fee for current account maintenance, fee for loan processing and maintenance, fee for CLR report, costs of insurance policy, cost of bills of exchange and certifying necessary documentation for client of the Bank).
Loan is granted with fixed or variable interest rate in KM currency.
General-purpose loan without insurance policy
NIR 5,80% (EIR 6,23%)*
Overview of instalment of general-purpose loan
| Amount KM | 3 years | 5 years | 7 years | 10 years |
|---|---|---|---|---|
| 10.000 | 311 | 200 | 153 | 118 |
| 20.000 | 612 | 390 | 296 | 226 |
| 30.000 | 910 | 577 | 435 | 330 |
| 40.000 | 1213 | 770 | 581 | 440 |
| 50.000 | 1517 | 962 | 726 | 550 |
* Effective interest rate (EIR) for general-purpose loan is calculated with fixed interest rate, to the maximum amount 50.000 KM and repayment deadline 120 months. Calculation of effective interest rate includes all costs which the loan beneficiary might bear (fee for current account maintenance, fee for loan processing and maintenance, fee for CLR report, cost of bills of exchange and certifying necessary documentation for client of the Bank).
Loan is granted with fixed or variable interest rate in KM currency.
Loan beneficiary
- Residents with place of residence in Bosnia and Herzegovina with regular monthly income.
Loan security instruments
- Certified documents on salary foreclosure.
- 2 bills of exchange.
- Loan insurance policy – depending if the insurance policy is loan security instrument.
- The Bank retains the right to demand additional collateral depending upon criteria for risk estimate (employment company, credit history of applicant and similar).
For more information please contact:
- E-mail stanovnistvo@intesasanpaolobanka.ba
- Free info phone 080 020 307
- Come to the closest branch of our Bank.
Documentation
Loan calculator
The loan calculator calculates the monthly instalment or total loan amount.
It is necessary to enter the loan duration and nominal interest, as well as the desired loan amount or the desired monthly installment.
NOTICE: The loan calculator is for informational purposes only. Exact values are provided in our offices.