alt=”Savings with premium” title=”Savings with premium”/>

Savings with premium

Intended for those who know how to make long-term plans.

Advantages

Long-term savings

Term deposit savings with premium.

Interest and premium

Beside the regular interest, the Bank accrues also the premium.

Time saving

For monthly payments of premium, the Bank offers agreeing upon standing order from the current account.

Decoration image

Savings with premium

Term savings with premium is type of long-term savings in which by regular monthly payment, one gains right to premium which is calculated to interest per deposit.


Minimum amounts for payment of deposit with premium amount to

 

For deposit in currency KM 50,00 KM
For deposit in currency EUR 50,00 EUR
For deposit in currency USD 120,00 USD

In order to reduce waiting in lines and save your time for monthly payments of premium, the Bank offers agreeing upon standing order from the current account.


Interest and premium

Beside the regular interest, the Bank also accrues the premium. The premium is accrued by expiry of term deposit to the amount of total accrued interest. Premium rate is fixed, it is accrued upon expiry of term deposit to the amount of accrued interest, and depends upon the term deposit deadline.

Variable/fixed interest rate in the currency KM and EUR

Term of depositAmountNIREIR %*Premium
13 monthsAll amounts0,50 %0,53 %6,00 %
24 monthsAll amounts1,00 %1,07 %>7,00 %
36 monthsAll amounts1,30 %1,40 %8,00 %
48 monthsAll amounts1,40 %1,51 %8,20 %
60 monthsAll amounts1,50 %1,62 %8,50 %

* Calculation of effective interest rate (EIR) includes the amount of nominal interest rate and amount of related premium.


Variable/fixed interest rate in the currency USD

Term of depositAmountNIREIR %*Premium
13 monthsAll amounts0,20 %0,21 %6,00 %
24 monthsAll amounts0,50 %0,53 %7,00 %
36 monthsAll amounts0,70 %0,76 %8,00 %
48 monthsAll amounts0,90 %0,97 %8,20 %
60 monthsAll amounts1,00 %1,08 %8,50 %

* Calculation of effective interest rate (EIR) includes the amount of nominal interest rate and amount of related premium.

For more information please contact: