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Calculation of reference interest rate for time deposit, savings, and demand accounts

​Respected clients,

Intesa Sanpaolo Banka d.d. Bosna i Hercegovina defined interest rate as variable in contracts and supporting documentation for time deposits, savings, and demand accounts.

The variable part of interest rate represents average of interest rates to retail demand deposits for:

  • Deposits in KM and deposits with currency clause.
  • Deposits in EUR.
  • Deposits in foreign currency.

taken as of 31.03. in calendar year.

No.Type of retail deposit Interest rate
1.Deposits in KM and deposits with currency clause0,071
2.Deposits in EUR0,052
3.Deposits in foreign currency0,040
Average of all deposits (1 + 2 + 3)/30,05

The average of interest rates to retail deposits, as of 31.03.2020, is 0,05%.

The average of interest rates to retail deposits, taken as of 31.03.2020., will be used as variable part of interest rate for all contracts agreed between 12.05.2020 and 12.05.2021.