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Savings with premium
Intended for those who know how to make long-term plans.
Savings with premium
Term savings with premium is type of long-term savings in which by regular monthly payment, one gains right to premium which is calculated to interest per deposit.
Applied as of 07.06.2021.
Minimum amounts for payment of deposit with premium amount to
| For deposit in currency KM | 50,00 KM |
| For deposit in currency EUR | 50,00 EUR |
| For deposit in currency USD | 120,00 USD |
In order to reduce waiting in lines and save your time for monthly payments of premium, the Bank offers agreeing upon standing order from the current account.
Interest and premium
Beside the regular interest, the Bank also accrues the premium. The premium is accrued by expiry of term deposit to the amount of total accrued interest. Premium rate is fixed, it is accrued upon expiry of term deposit to the amount of accrued interest, and depends upon the term deposit deadline.
Variable/fixed interest rate in the currency KM and EUR
| Term of deposit | Amount | NIR | EIR %* | Premium |
|---|---|---|---|---|
| 13 months | All amounts | 0,10 % | 0,10 % | 6,00 % |
| 24 months | All amounts | 0,20 % | 0,21 %> | 7,00 % |
| 36 months | All amounts | 0,30 % | 0,32 % | 8,00 % |
| 48 months | All amounts | 0,40 % | 0,43 % | 8,20 % |
| 60 months | All amounts | 0,50 % | 0,54 % | 8,50 % |
* Calculation of effective interest rate (EIR) includes the amount of nominal interest rate and amount of related premium.
Variable/fixed interest rate in the currency USD
| Term of deposit | Amount | NIR | EIR %* | Premium |
|---|---|---|---|---|
| 13 months | All amounts | 0,05 % | 0,05 % | 6,00 % |
| 24 months | All amounts | 0,10 % | 0,11 % | 7,00 % |
| 36 months | All amounts | 0,20 % | 0,22 % | 8,00 % |
| 48 months | All amounts | 0,30 % | 0,32 % | 8,20 % |
| 60 months | All amounts | 0,40 % | 0,43 % | 8,50 % |
* Calculation of effective interest rate (EIR) includes the amount of nominal interest rate and amount of related premium.
For more information please contact:
- E-mail stanovnistvo@intesasanpaolobanka.ba
- Free info phone 080 020 307
- Come to the nearest branch of our Bank