Safe use of cards

Benefits of online shopping security

3D Secure

Mastercard SecureCode/Verified By Visa/SafeKey American Express

Extra protection

Additional protection when performing online transactions

Simple usage

Transaction verification via a one-time SMS code.

3D Secure free service for online shopping

When shopping at online stores that support secure shopping services: Mastercard SecureCode / Verified By Visa / SafeKey American Express, it is necessary to additionally confirm your identity with the Bank.

You will do the above by entering a one-time SMS code that you will receive on the number of the mobile device that you registered with the Bank.

Check and, if necessary, update the number of your mobile device in one of our branches, so that you can carry out your online transactions without any problems.

What is 3D Secure?

Free secure internet shopping service.
Additional protection when performing online transactions.
All payment cards of the Bank will automatically be included in the 3D Secure protocol - without additional registrations by card users.
Simple use of the service - transaction verification via a one-time SMS code.

How to use the 3D Secure service?

After entering all the usual necessary data for online shopping, a screen opens with a display of transaction data and an empty field for entering a one-time SMS code at online retailers that support 3D Secure - the secure shopping service.
In parallel with this activity, you will automatically receive an eight-digit SMS code with a limited duration of 3 minutes.
By entering the SMS code in the field provided for it and clicking on the Confirm option, you confirm the entry of the code and the transaction itself.

FAQ

What is the 3D Secure service?

3D Secure service: MasterCard Secure Code / Verified by Visa/ SafeKey American Express is a free service for safe shopping with Maestro/Mastercard/Visa/American Express cards at online stores that support the 3D service. During the financial confirmation of the purchase, you additionally confirm your identity with a one-time SMS code. The exchange of secret data is done exclusively between you and the bank. The online sales point has no insight into the data being exchanged.

What is an SMS code, how long does it last and when does it arrive?

The SMS code is a one-time eight-digit code with a time-limited duration of 3 minutes, delivered by message to the number of the mobile device you registered with Intesa Sanpaolo Banka d.d.

The SMS code is used for one-time identification in order to authorize a transaction at online sales points. The SMS code is automatically sent to the number of your mobile device during online shopping.

How to use the 3D Secure service?

During shopping at an online point of sale that supports the 3D service, an automatic connection with the Bank follows and a check is made as to whether the card used to make the payment supports the 3D service.

After entering all the usual necessary data for online shopping, a screen opens with the display of transaction data and an empty field for entering a one-time SMS code.

In parallel with this activity, you will automatically receive an SMS code on your mobile device number.

By entering the SMS code in the field provided for it and clicking on the Confirm option, you confirm the code entry and the transaction itself.

The online point of sale continues with the standard processing of the card transaction and sends an authorization inquiry to the Bank about the status of the card and the available balance on the account.

After checking the availability of funds in the account and the correctness of the data on the card, the Bank approves or rejects the transaction.

See examples of issuer authentication windows here or here .

Is additional equipment required to use this service?

No special equipment or software is required to use the 3D Secure service.

What is authentication?

Authentication is a procedure that allows us to verify your identity or the validity of the card.