Reference interest rate
Reference interest rate: term deposits
Intesa Sanpaolo Banka d.d. Bosnia and Herzegovina has defined the interest rate as variable in the contracts and accompanying documentation for term deposits.
The variable part of the interest rate represents the average interest rates on demand deposits of individuals for:
- deposits in BAM and deposits with a currency clause,
- deposits in EUR and
- deposits in foreign currency as of March 31st of the year.
Calculation
|
Types of retail deposits |
Interest rate |
|
1. |
Deposits in BAM and deposits with a currency clause |
0,078 |
|
2. |
Deposits in EUR |
0,043 |
|
3. |
Deposits in foreign currency |
0,018 |
|
Average of all deposits (1 + 2 + 3)/3 0.05 |
0,05 |
||
The average interest rate on retail deposits, as of 31.03.2026, is 0.05%.
The average interest rate on retail deposits, taken as of 31.03.2026, will be used as the variable part of the interest rate for all contracts concluded in the period from 13.05.2026 to 12.05.2027
