Property insurance against the risk of fire and basic hazards with housing and mortgage loans
Characteristics
Property insurance against the risk of fire and basic hazards with housing and mortgage loans is contracted once for the entire duration of the loan.
The insurance premium is contracted on the estimated construction value of the property.
The risks against which insurance protection is provided in terms of this product are the risk of fire and some other dangers (lightning strike, explosion other than nuclear explosion, fall and impact of the aircraft and objects from the aircraft, storm, hail/hail, impact of own and unknown motor vehicle, demonstrations and manifestations).
Insurance against the risk of fire and basic risks in addition to housing and mortgage loans is carried out in cooperation with three partner insurance companies: Triglav osiguranje, Vienna osiguranje VIG and Uniqa osiguranje.
Duration of insurance
The period for which insurance coverage is provided is equal to the duration of the housing/mortgage loan.
Remark
Intesa Sanpaolo Banka, as an insurance agent, in cooperation with partner insurance companies (Triglav osiguranje, Vienna osiguranje VIG and Uniqa osiguranje), offers the possibility of contracting insurance. Before signing the contract, read the information about the product and insurance conditions.