Free savings
Benefits of Free Savings
Free saving
Term of deposit |
Amount |
Nominal interest rate (NIR) |
Effective interest rate (EIR)* |
12 months |
All amount |
0,30% |
0,30% |
24 months |
All amount |
0,50% |
0,50% |
36 months |
All amount |
0,70% |
0,70% |
*EKS-The effective interest rate is equal to the nominal interest rate.
Deposit agreements are made without a currency clause.
Promotional offer is valid until December 31, 2024.
Regular interest rates for Free savings
Free savings is the type of term deposit in the currency BAM and EUR which enables you, beside the agreed minimum amount of 500,00 BAM or 250,00 EUR, to make multiple payments and disbursements to/from account of free savings.
Applied as of 19.07.2021.
Term of deposit |
Amount |
Nominal interest rate (NIR) |
Effective interest rate (EIR)* |
12 months |
All amount |
0,05% |
0,05% |
24 months |
All amount |
0,10% |
0,10% |
36 months |
All amount |
0,10% |
0,10% |
*EKS-The effective interest rate is equal to the nominal interest rate.
Deposit agreements are made without a currency clause.
How to open account?
Natural entity opens the savings account based on signing the Agreement on Free savings in the currency BAM and/or EUR.
Which documentation is necessary?
To open the savings account, you will need the copy of valid identification document and copy of certificate on place of residence (CIPS).
For more information, please contact
- E-mail: stanovnistvo@intesasanpaolobanka.ba
- Toll-free number 080 020 307
- Visit the nearest branch of the Bank