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Free savings

Multiple payments and withdrawals to - from free savings account(s).

Benefits of Free Savings

Free savings

Type of term deposit in currency BAM and EUR.

Agreed minimum amount of 500BAM/250€

Multiple payments and disbursements to/from account(s) of free savings

Free saving

Promotional offer of Free savings in KM and EUR with a fixed interest rate

Term of deposit

Amount

Nominal interest rate (NIR)

Effective interest rate (EIR)*

12 months

All amount

0,30%

0,30%

24 months

All amount

0,50%

0,50%

36 months

All amount

0,70%

0,70%

*EKS-The effective interest rate is equal to the nominal interest rate.

Deposit agreements are made without a currency clause.

Promotional offer is valid until September 30, 2024. 


Regular interest rates for Free savings

Free savings is the type of term deposit in the currency BAM and EUR which enables you, beside the agreed minimum amount of 500,00 BAM or 250,00 EUR, to make multiple payments and disbursements to/from account of free savings.

Applied as of 19.07.2021.

Term of deposit

Amount

Nominal interest rate (NIR)

Effective interest rate (EIR)*

12 months

All amount

0,05%

0,05%

24 months

All amount

0,10%

0,10%

36 months

All amount

0,10%

0,10%

*EKS-The effective interest rate is equal to the nominal interest rate.

Deposit agreements are made without a currency clause.

How to open account?

How to open account?

Natural entity opens the savings account based on signing the Agreement on Free savings in the currency BAM and/or EUR.

Which documentation is necessary?

Which documentation is necessary?

To open the savings account, you will need the copy of valid identification document and copy of certificate on place of residence (CIPS).

For more information, please contact

For more information, please contact