Non-purposed term savings - Fixed interest

Intesa Sanpaolo Banka offers for Your free funds the various possibilities of term deposits. The amount of interest rates depends upon the amount and deadline of savings, interest rates are fixed and presented on annual level.

Term deposit in BAM, USD and EUR with a fixed interest rate – promotional offer.

Term of deposit	Amount	Nominal interest rate (NIR)	Effective interest rate (EIR)*
13 - 24 months	All amounts	2,00%	2,00%
25 - 36 months	All amounts	2,30%	2,30%
37 - 60 months	All amounts	2,50%	2,50%
61 months and more	All amounts	2,80%	2,80%

*EIR – The effective interest rate is equal to the nominal interest rate.

Deposit agreements are made without a currency clause.

Promotional offer is valid until March 31, 2025.

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Fixed interest rate in BAM currency

Term of deposit	Amount	Nominal interest rate (NIR)	Effective interest rate (EIR)*
1 - 6 months	50.00 and more	0,01 %	0,01 %
7 - 12 months	50.00 and more	0,05 %	0,05 %
13 - 36 months	50.00 and more	0,10 %	0,10 %
37 - 60 months	50.00 and more	0,20 %	0,20 %
61 months and more	50.00 and more	0,30 %	0,30 %

*EIR – The effective interest rate is equal to the nominal interest rate.

Deposit agreements are made without a currency clause.

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Fixed interest rate in EUR currency

Term of deposit	Amount	Nominal interest rate (NIR)	Effective interest rate (EIR)*
1 - 6 months	50.00 and more	0,01 %	0,01 %
7 - 12 months	50.00 and more	0,05 %	0,05 %
13 - 36 months	50.00 and more	0,10 %	0,10 %
37 - 60 months	50.00 and more	0,20 %	0,20 %
61 months and more	50.00 and more	0,30 %	0,30 %

*EIR – The effective interest rate is equal to the nominal interest rate.

Deposit agreements are made without a currency clause.

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Fixed interest rate in USD currency

Term of deposit	Amount	Nominal interest rate (NIR)	Effective interest rate (EIR)*
1 - 6 months	50.00 and more	0,01 %	0,01 %
7 - 12 months	50.00 and more	0,05 %	0,05 %
13 months and more	50.00 and more	0,10 %	0,10 %

*EIR – The effective interest rate is equal to the nominal interest rate.

Deposit agreements are made without a currency clause.

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Fixed interest rate in CHF currency

Term of deposit	Amount	Nominal interest rate (NIR)	Effective interest rate (EIR)*
13 months and more	50.00 and more	0,01 %	0,01 %

*EIR – The effective interest rate is equal to the nominal interest rate.

Deposit agreements are made without a currency clause.

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Fixed interest rate in CAD currency

Term of deposit	Amount	Nominal interest rate (NIR)	Effective interest rate (EIR)*
1 - 6 months	50.00 and more	0,01 %	0,01 %
7 - 12 months	50.00 and more	0,05 %	0,05 %
13 months and more	50.00 and more	0,10 %	0,10 %

*EIR – The effective interest rate is equal to the nominal interest rate.

Deposit agreements are made without a currency clause.

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Fixed interest rate in AUD currency

Term of deposit	Amount	Nominal interest rate (NIR)	Effective interest rate (EIR)*
1 - 6 months	50.00 and more	0,01 %	0,01 %
7 - 12 months	50.00 and more	0,05 %	0,05 %
13 months and more	50.00 and more	0,10 %	0,10 %

*EIR – The effective interest rate is equal to the nominal interest rate.

Deposit agreements are made without a currency clause.

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Fixed interest rate in GBP currency

Term of deposit	Amount	Nominal interest rate (NIR)	Effective interest rate (EIR)*
1 - 6 months	50.00 and more	0,01 %	0,01 %
7 - 12 months	50.00 and more	0,05 %	0,05 %
13 months and more	50.00 and more	0,10 %	0,10 %

*EIR – The effective interest rate is equal to the nominal interest rate.

Deposit agreements are made without a currency clause.

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Fixed interest rate of other currencies

Term of deposit	Amount	Nominal interest rate (NIR)	Effective interest rate (EIR)*
1 month and more	50.00 and more	0,01 %	0,01 %

*EIR – The effective interest rate is equal to the nominal interest rate.

Deposit agreements are made without a currency clause.