Program Superior plus

Superior Plus is a unique life insurance because it covers a whole range of insured risks for both the insured and the insured's children. In addition to the fact that the premium is returned at the end of the insurance, the risks of death and 23 diseases are insured. At the same time, the list of 23 serious diseases respects a very wide spectrum of health risks and includes six types of transplants as state-of-the-art medical care techniques.

Superior plus is a product where three insured sums can be obtained for one premium:

In case of one of the 23 insured diseases
In case of another serious illness from other disease groups
In case of death due to illness and/or accident

In addition, 1/3 of the insured sum is realized for the insured's children in the event of the occurrence of one of the serious illnesses.

Onset of serious illness

With the insured, the contracted insured sum is paid out.
For children, 1/3 of the insured sum is paid, with a maximum of EUR 10,000, without reducing the insured sum of the main insured.

Death of the insured during the insurance period

In the event of death due to illness, the contracted insured sum is paid out.
In the event of death due to an accident, the contracted insured sum is paid, and if the contract is agreed upon, a double insurance sum is paid.

Refund of paid premium

Refunds are made up to 90% of the paid premium, which corresponds to the contracted insured sum stated on the policy increased by the additional insured sum from the basis of profit sharing.

Insured can be:

All persons from the age of 16 to the age of 55, with the duration of insurance from a minimum of 5 to a maximum of 30 years.

Program Superior plus