Term savings with a premium
Benefits of term savings with a premium
Savings with a premium
Term savings with premium is type of long-term savings in which by regular monthly payment, one gains right to premium which is calculated to interest per deposit.
Applied as of 07.06.2021.
For deposit in currency BAM |
50,00 BAM |
For deposit in currency EUR |
50,00 EUR |
For deposit in currency USD |
120,00 USD |
In order to reduce waiting in lines and save your time for monthly payments of premium, the Bank offers agreeing upon standing order from the current account.
Interest and premium
Beside the regular interest, the Bank also accrues the premium. The premium is accrued by expiry of term deposit to the amount of total accrued interest. Premium rate is fixed, it is accrued upon expiry of term deposit to the amount of accrued interest, and depends upon the term deposit deadline.
Term of deposit |
Amount |
Nominal interest rate (NIR) |
Effective interest rate (EIR)* |
Premium |
13 months |
All amounts |
0,10% |
0,10% |
6,00% |
24 months |
All amounts |
0,20% |
0,21% |
7,00% |
36 months |
All amounts |
0,30% |
0,32% |
8,00% |
48 months |
All amounts |
0,40% |
0,43% |
8,20% |
60 months |
All amounts |
0,50% |
0,54% |
8,50% |
* Calculation of effective interest rate (EIR) includes the amount of nominal interest rate and amount of related premium.
Variable/Fixed interest rate in the currency USD
Term of deposit |
Amount |
Nominal interest rate (NIR) |
Effective interest rate (EIR)* |
Premium |
13 months |
All amounts |
0,05% |
0,05% |
6,00% |
24 months |
All amounts |
0,10% |
0,10% |
7,00% |
36 months |
All amounts |
0,20% |
0,20% |
8,00% |
48 months |
All amounts |
0,30% |
0,30% |
8,20& |
60 months |
All amounts |
0,40% |
0,40% |
8,50% |
*Calculation of effective interest rate (EIR) includes the amount of nominal interest rate and amount of related premium.
For more information, please contact
- E-mail: stanovnistvo@intesasanpaolobanka.ba
- Toll-free number 080 020 307
- Visit the nearest branch of the Bank