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Housing Loan

Loan

Loan amount

min 0 BAM max 0 BAM

Months

0 - 0 -

Interest rate

Loan calculator is informative and is not binding on the Bank.  Actual offer of the interest rate, monthly annuity amount and total amount for payment may differ from the informative offer presented in the loan calculator.  In accordance with relevant legal provisions, in the pre-contract phase, a customer will be provided with an information sheet with detailed terms of service.   
For more information, see the General Terms and Conditions for Loans and the information sheet available at www.intesasanpaolobanka.ba, at the Bank's branches or through the contact centre on the free phone number 080 020 307.

  • Monthly payment
    BAM
    • First monthly installment - BAM
    • Second monthly installment - BAM
    • Loan processing fee - BAM
    • Months - -
    • *Repayment amount - BAM
    • Interest rate Interest Rate First - %
    • Interest Rate Second - %
    • EKS - %
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*Total amount to be repaid - the sum of the loan principal and total costs per loan, which is detailed in the Information Sheets. The calculation is made for repayment in equal monthly annuities.

Take a housing loan
Credit user

Credit user

Residents with place of residence in Bosnia and Herzegovina and with regular monthly income.

Purpose and amounts of loans

Purpose and amounts of loans

  • Purchase, purchase with adaptation and construction of residential realestate, houses, apartments, holiday apartments and garages, purchase and communal arrangement of land with construction, provided that the land holds construction approval in the amount from BAM 30,000.00 to BAM 300,000.00 according to the urban plan.
  • Adaptation, completion and extension of buildings in the amount from BAM 30,000.00 to BAM 60,000.00.
Loan repayment term

Loan repayment term

  • Up to 30 years for purchase, purchase with adaptation, construction, completion and extension, and for purchase and communal development of land with construction.
  • Up to 20 years for adaptation, completion and extension of buildings.
Loan insurance instruments

Loan insurance instruments

  • Certified documents of the salary attachment
  • 2 bills of exchange
  • Mortgage on real estate
  • Real estate insurance policy pledged in favor of the Bank
  • The Bank reserves the right to ask for additional collateral depending on the risk assessment criteria (employment company, applicant's credit history, etc.).
For more information, contact:

For more information, contact:

Insure repayment of your housing loan

Insure repayment of your housing loan with an insurance policy with optimal coverage of up to BAM 20,000 for the first 10 years of the loan tenor!

Protect yourself and your family with insurance policy!

 

Housing loans bring you the following opportunities and benefits
Housing loans bring you the following opportunities and benefits
  • Loan amount up to BAM 300,000.00.
  • Fixed interest rate up to 20 years or combined interest rate up to 30 years.
  • No real estate appraisal cost up to 200 KM * The bank bears the cost of real estate appraisal up to 200 KM for a housing loan.
  • No processing fee.
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Basic model

Housing loan
Information sheet

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