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Housing construction

Loan amount

min 0 BAM max 0 BAM

Months

0 - 0 -

Interest rate

Loan calculator is informative and is not binding on the Bank.  Actual offer of the interest rate, monthly annuity amount and total amount for payment may differ from the informative offer presented in the loan calculator.  In accordance with relevant legal provisions, in the pre-contract phase, a customer will be provided with an information sheet with detailed terms of service.   
For more information, see the General Terms and Conditions for Loans and the information sheet available at www.intesasanpaolobanka.ba, at the Bank's branches or through the contact centre on the free phone number 080 020 307.

  • Monthly payment
    BAM
    • First monthly installment - BAM
    • Second monthly installment - BAM
    • Loan processing fee - BAM
    • Months - -
    • *Repayment amount - BAM
    • Interest rate Interest Rate First - %
    • Interest Rate Second - %
    • EKS - %

*Total amount to be repaid - the sum of the loan principal and total costs per loan, which is detailed in the Information Sheets. The calculation is made for repayment in equal monthly annuities.

Credit user

Credit user

Residents with place of residence in Bosnia and Herzegovina and with regular monthly income.

Credit insurance instruments

Credit insurance instruments

  • Certified documents of the salary attachment. 
  • 2 bills of exchange. 
  • Mortgage on real estate (loan to mortgage ratio from 1:1). 
  • Real estate insurance policy pledged in favor of the Bank. 
  • Real estate appraisal by a certified court appraiser. 
  • A copy of the notarised Mortgage Agreement and a copy of the Land Registry excerpt with encumbrance registered in favor of the Bank. 
  • The Bank reserves the right to ask for additional collateral depending on the risk assessment criteria (employment company, applicant's credit history, etc.).
​For more information, contact:

​For more information, contact:

Housing loans – The housing construction model offers you the following benefits and options
Housing loans – The housing construction model offers you the following benefits and options
  • Loan amount up to EUR 150,000.00 equivalent in BAM.
  • Approval of loans for the purchase of residential real estate, houses, apartments, garages and business premises under construction.
  • Fixed interest rate up to 10 years, variable or combined interest rate up to 30 years.
  • Payment of fees, deposits and other collateral from the approved loan proceeds.
Housing loan

Housing loan

Housing construction model