Step by step savings
Interest rate increases every year within the term deposit duration
Advantages of Step by step savings
Term deposit in BAM and EUR currency
Step by step savings
Step-by-step savings is the type of term deposit in currency BAM and EUR which concluded with minimum deposit of 500,00 KM or 250,00 EUR to the period of 5 years.
This type of step-by-step savings is intended for clients who want to save but at the same time they want the interest rate to increase every year within the term deposit duration.
Applied as of 07.06.2021.
Term of deposit |
Amount |
Nominal interest rate (NIR) |
Effective interest rate (EIR)* |
12 months |
All amount |
0,10% |
0,10% |
24 months |
All amount |
0,20% |
0,20% |
36 months |
All amount |
0,30% |
0,30% |
48 months |
All amount |
0,40% |
0,40% |
60 months |
All amount |
0,50% |
0,50% |
* EIR – The effective interest rate is 0.30% and represents the average value of the specified nominal interest rates and as such is lower than the highest nominal interest rate for graduated savings.
Step-by-step savings
For more information, please contact
- E-mail: stanovnistvo@intesasanpaolobanka.ba
- Toll-free number 080 020 307
- Visit the nearest branch of the Bank
