Life insurance is the long-term savings with the included insurance, which provides financial security for you and your family in unpredicted life situations.

Intesa Sanpaolo Banka as representative in insurance in cooperation with Vienna insurance company offers the possibility of agreeing upon life insurance policies.

Get your life insurance policy in our closest branch.

Program MG – Mixed life insurance

Program MG – Mixed life insurance is the classic life insurance in case of survival and death.

Mixed life insurance is the combination of insurance and savings which offers:

• Financial security of the closest ones in case of unpredicted or unwanted events – death.
• Savings with payment of guaranteed amount upon survival.

Fees from insurance

Surviving expiry of insurance policy

• Payment of guaranteed insured sum participation in profit.

Death of insured person

• Due to illness during the insured period payment of guaranteed insured sum with profit accrued so far.
• Due to accident during insured period – payment of additional agreed insured sum, if it was agreed upon in closing the agreement.

Program MTB 15+

Program 15 Plus is the life insurance primarily directed to complete protection of insured person in case of getting terminal diseases and protection of family in case of death and the most popular way of saving today – saving for pension.

Upon survival, the insurance beneficiary has the possibility to choose the payment of paid funds and profit in the form of:

• One-time disbursements.
• Payment by monthly instalments (private pension)

Fees from insurance

Surviving end of insurance

• Upon expiry of insurance, the entire insured sum is paid increased with the entire profit.

Death of insured person

• In case of death of insured person due to disease within first 6 months as of beginning of insurance, and insurance was agreed upon without medical exam, 50% of insured sum will be paid.
• If case of death of insured person due to disease after 6 months as of beginning of insurance, the entire insured sum is paid increased by profit so far.
• If the death of insured person occurred due to accident, the entire insured sum will be paid increased by profit so far.
• If premium for additional insured sum was agreed upon and paid for death caused by accident, beside the insured sum, paid will be another insured sum.

Severe illness

• In case of certain severe illnesses, the entire insured sum will be paid increased by profit so far.

Program SUPER ŠT-OS

Program SUPER ŠT-OS is an ideal combination of savings and insurance for accident for children and youth, which enables fee for cases of accident and savings, by which you will ensure funds for their careless beginning of independent life.

Fee from insurance

Survival of end of insurance

• Upon expiry of insurance, at the age of 19 of the insured person, paid is the guaranteed insured sum and share of the profit.

Hospital fee

• Paid is the agreed amount for each night spent in the hospital due to illness or accident of the insured party.

Permanent disability due to accident

• In case of permanent disability, paid is the following: guaranteed agreed insured sum corresponding to percentage of defined permanent disability up to 50%, and above that the percentage is twice as high. For example, if 80% of disability is established, paid will be 50% + (2×30%) = 110%.

Bone fracture

• If the accident caused the bone fracture of the insured party, paid is the fee in the amount of 100 € or 200 €, independent of possible fee for permanent disability and independent of number of broken bones.

Costs of funeral in case of accident

• Covered are costs of funeral, but up to the agreed insured sum and the paid savings premium increased by profit so far.